In a medium bowl, mix softened cream cheese, ranch seasoning, shredded cheddar, chopped bacon, and green onions (if using). Stir until well combined.
Lay a tortilla flat and spread about one-third of the filling evenly across the surface, leaving a small border around the edges.
Tightly roll up the tortilla from one end to the other. Repeat with the remaining tortillas. Wrap each roll in plastic wrap and chill in the refrigerator for at least 1 hour to firm up.
Remove from the fridge, unwrap, and slice into ¾-inch rounds. Arrange on a serving platter and enjoy.